SW MN Synod Personal Financial Well-Being Scale

Please fill in a valid value for all required fields

Please ensure all values are in a proper format.

Are you sure you want to leave this form and resume later?

Are you sure you want to leave this form and resume later? If so, please enter a password below to securely save your form.

You must upload one of the following file types for the selected field:

There was an error displaying the form. Please copy and paste the embed code again.

There was an error initializing the payment processor on this form. Please contact the form owner to correct this issue.

Personal Financial Well-Being Scale ©

1. What do you feel is the level of your financial stress today?

1 - Overwhelming 2 3 4 - High Stress 5 6 7 - Low Stress 8 9 10 - No Stress at All

2. How satisfied you are with your present financial situation? The “1” at the bottom represents complete dissatisfaction. The “10” at the top represents complete satisfaction. The more dissatisfied you are, the lower the number you should select. The more satisfied you are, the higher the number you should select.

10 - Satisfied 9 8 7 6 5 4 3 2 1 - Dissatisfied

3. How do you feel about your current financial condition?

1 - Feel Overwhelmed 2 3 4 - Sometimes Feel Worried 5 6 7 - Not Worried 8 9 10 - Feel Comfortable

4. How often do you worry about being able to meet normal monthly living expenses?

1 - All the time 2 3 4 - Sometimes 5 6 7 - Rarely 8 9 10 - Never

5. How confident are you that you could find the money to pay for a financial emergency that costs about $1,000?

1 - No Confidence 2 3 4 - Little Confidence 5 6 7 - Some Confidence 8 9 10 - High Confidence

6. How often does this happen to you? You want to go out to eat, go to a movie or do something else and don’t go because you can’t afford to?

1 - All the time 2 3 4 - Sometimes 5 6 7 - Rarely 8 9 10 - Never

7. How frequently do you find yourself just getting by financially and living paycheck to paycheck?

1 - All the time 2 3 4 - Sometimes 5 6 7 - Rarely 8 9 10 - Never

8. How stressed do you feel about your personal finances in general?

1 - Overwhelming Stress 2 3 4 - High Stress 5 6 7 - Low Stress 8 9 10 - No Stress at All

^©Copyright by InCharge Education Foundation and E. Thomas Garman, 2004, 2005, 2006. All rights reserved. For permission to use contact E. Thomas Garman, Author, Advisor and President, Personal Finance Employee Education Foundation, Inc.; Professor Emeritus and Fellow, Virginia Tech University, 9402 SE 174^th Loop, Summerfield, FL 34491; Tele/Fax: 352-347-1345; E-mail: ethomasgarman@yahoo.com; Web: PFEEFoundatin.org and ethomasgarman.net. Online version of IFDFW available.

Background Information for Pastors' Personal Financial Well-being Scale

1. Years served since ordination:

a. 0-5 b. 6-15 c. 16-25 d. More than 25

2. Type of Congregation / Parish currently serving:

a. Solo Congregation b. 2-Point Parish c. 3-Point Parish d. Multiple-Point Area Parish e. Retired or Inactive

3. Average Weekly Worship Attendance:

a. Up to 25 b. 26-80 c. 81-125 d. 126-200 e. More than 200 f. Retired or Inactive

4. Total Parish Annual Budget:

a. $125,000 or Less b. $125,001 - $175,000 c. $175,001 - $325,000 d. $325,001 - $500,000 e. More than $500,000

5. Dependent children in your household:

a. None b. 1 c. 2 d. 3 e. 4 or more

6. Total household income (base salaries w/o benefits):

a. $35,000 or less b. $36,000 - $50,000 c. $51,000 - $75,000 d. $76,000 - $100,000 e. $101,000 - $125,000 f. Over $125,000